Dental Insurance
Checkups
A dental plan will cover routine checkups. This can help with identifying and preventing orodental diseases as early as possible. Limited to a specific amount per tooth.
Fillings & Extractions
Fillings and extractions are among the more common dental procedures and covered by a dental plan. This may be limited by an annual benefit or per tooth depending on your plan.
Root Canals
A root canal is a more specialised and expensive procedure that will be covered by your dental plan. The benefit may be limited to a specific amount per tooth but can help you cover the cost.
Did you know ?
We all know that vehicle-related crime is high in South Africa. We are one of the global hotspots for car hijackings and theft. Once again car insurance will ensure that you are covered for the loss of your vehicle.
Even though car insurance is not mandatory in South Africa, it is somewhat a necessity.
Dental checkups twice a year
You should see your dentist every 6 months to prevent any serious dental problems that could be difficult and expensive to treat in the future.
Gum disease can be prevented
Gum diseases like gingivitis are very common in South Africa but easily treatable. It can also be prevented by practising good dental hygiene.
Floss and brush twice a day
Most dental problems can be prevented by flossing and brushing twice a day. A fluoride mouthwash should also be used regularly.
Private Dental Care
Whether you have medical aid with dental benefits or pay cash for your dental needs, the fact is that dental care is expensive. Even the dental benefits on your medical aid cover may not be enough. Dental insurance offers you a top up for your medical aid dental benefits or can be a standalone dental cover if you are not on medical aid.
A dental plan is not a medical aid but offers a range of benefits to partially or fully cover the cost of dental treatment. As a short-term insurance cover, a dental plan will assist you in affording quality dental care when you need it the most.
Frequently Asked Questions
Can a dental plan replace medical aid ?
No. A dental plan cannot replace medical aid cover. It should be seen as an adjunct or top up cover if you have medical aid.
Is cosmetic dentistry covered ?
No. Cosmetic dentistry and non-essential dental care are not covered by dental insurance plans. This includes in-lays and dental grills.
Can more than one person be covered ?
Yes. You can include your partner and children under 21 on a single family plan. Other family members cannot be added to your dental cover.
Are dentures, dental implants and bridges included ?
Some dental insurance plans may partially cover dentures, dental implants and bridges up to a certain benefit limit.
Will my dentist be paid directly ?
No. Dental plans pay out a stated benefit amount directly to you. You can use this amount to fund your dental treatment costs.
Will it cover in-hospital procedures ?
Dental insurance plans may not cover in-hospital dental procedures specifically. However, certain benefits may in part cover dental procedures that are conducted on an outpatient or in-hospital basis.