Medical Insurance
General Practitioners
Unlimited private GP visits in the year with a vast doctor network across South Africa.
Dental Care
Basic dentistry cover for fillings, extractions, scaling, dental pain and infections.
Medication
Acute medication (prescription) capped per script. Chronic medication for prescribed list.
Specialist
Specialist visits based on GP referral including gynaecologists for maternity care.
Pathology
Laboratory investigations including blood tests, prostate screenings and pap smears. 100% cover per formulary.
Optometry
Annual eye examination and vision screening with basic spectacles every 24 months.
Private medical care is expensive. We have you covered.
Day-to-day medical plan are often overlooked for private hospital cover. Yet it is day-to-day care that you need more often and usually before you need to be hospitalised. Between repeated GP visits, medication, blood tests, x-rays and specialist visits, you could spend tens of thousand rands and may not even require hospitalisation. This is where day-to-day medical cover can help you fund your private health needs without paying cash or relying on government clinics.
Day – to – day medical plans for you and your family
✔ Unlimited GP Consults
✔ Basic Dentistry
✔ Acute & Chronic Medication
✔ Specialist Visits
✔ Basic Blood Tests & X-Rays
✔ 24 Hour GP helpline
* Additional cover for vaccinations, maternity care, HIV management and emergency in-hospital care.
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Top up medical cover
Day-to-day cover cover can top up your healthcare access. It pays for a range of private health services like GP consults, dentistry, acute and chronic medication, specialist visits, optometry, radiology and pathology. This is not a medical aid. It can be helpful for medical aid members who only have a hospital plan and want day-to-day cover. It can also serve as a standalone healthcare cover if you do not have medical aid.
Who can join?
Day-to-day cover is available for any person irrespective of your health status. Waiting periods may apply for up to 12 months for pre-existing diseases.
What will it cost?
The cost of cover varies. Premiums start from R360 per month for basic plans with more extensive benefits on comprehensive plans costing around R800 per month.
Frequently Asked Questions
What is a day-to-day plan?
A day-to-day plan is health insurance cover that provides day-to-day benefits and emergency hospital care. It is a short-term insurance product and not a medical aid. The goal of a day-to-day plan is to help South Africans afford private healthcare ranging from GP consultations with acute/chronic medication, specialists visits and allied health services like dentistry and optometry.
Can medical aid members join?
Yes. A day-to-day plan is a short-term insurance product with healthcare benefits. Medical aid members can top up their cover by signing up for a primary care plan. It is an affordable option for medical aid members with only a hospital plan. The day-to-day primary care plan offer some out-of-hospital benefits at a reasonable rate.
Who qualifies for day-to-day cover?
A day-to-day plan is suitable for all South Africans who can afford the cover. The plan can cover an individual or an entire family. It is a convenient top up if you have only a medical aid hospital plan. It is also suitable for people with no medical aid cover. With a vast network doctors, dentists and other practitioners throughout the country, most South Africans will be able to access medical care.
Are there hospital benefits?
A day-to-day plan focuses on out-of-hospital benefits including unlimited GP consultations, basic dentistry, optometry, radiology, pathology, limited specialist visits as well as acute.chronic medication. A hospital benefit is available under the emergency and accident option which can be combined with the day-to-day option. However, this hospital benefit is not extensive as a medical aid hospital plan and is limited emergency and accident-related medical care in a hospital.
How does a day-to-day plan work?
A day-to-day plan is intended to cover day-to-day medical benefits. This includes GP consultations, acute and chronic medication, basic dentistry, optometry, radiology (x-rays), basic blood tests and limited specialist visits. The cover only applies to designated service providers (network doctors). Additional emergency cover can be purchased for hospital care in the event of an accident. A vaccination program and telephonic counselling service is available.